What is the limit of UPI without KYC?

UPI Lite, which does not require e-KYC, allows users to make payments of up to ₹1,000 INR per transaction. The maximum balance in UPI Lite is ₹5,000 INR, and users can spend up to a total of ₹10,000 INR within 24 hours. Generally, without full KYC, users are restricted to small-value transactions determined by NPCI and banks.