What is the limit of UPI circle?

The UPI Circle limits, as per NPCI guidelines, apply to secondary users delegated authority by a primary account holder. The maximum spending limit per transaction is ₹5,000. For total monthly spending, the secondary user is capped at ₹15,000. Additionally, a cool-off period applies for the first 24 hours after adding a new secondary user, limiting total transactions to ₹5,000 during that time.