What is the limit of UPI?

The standard maximum daily limit for UPI transactions is ₹1,00,000 across all payments, as established by NPCI regulations. The per-transaction limit is also generally ₹1,00,000. However, enhanced limits apply to specific transactions: up to ₹2,00,000 for capital markets and insurance, and up to ₹5,00,000 for IPO applications and the RBI Retail Direct Scheme. Note that individual banks may impose lower limits.