What is "risk threshold exceeded" in UPI?

Risk threshold exceeded in UPI is a security notification indicating that you have reached the daily transaction limit set by your bank or the network. This occurs when you exceed the allowed number of financial transactions or the total cumulative amount for the day. According to NPCI guidelines, BHIM users are restricted to 10 transactions and a total value of Rs 40,000 within 24 hours. The error can also trigger if a payment is flagged for suspicious activity or violates fraud prevention policies. To resolve this, wait for 24 hours for the limit to reset.