How to increase the transaction limit in UPI?

Standard UPI transaction limits are set by the NPCI and your bank. To increase your current limit, you can:

• Modify settings: Access your bank's mobile or net banking app to adjust your daily UPI transaction limit under the payment settings section.
• Complete KYC: Ensure your full KYC is completed within your UPI app to remove temporary restrictions.
• Wait for cooling periods: Avoid resetting your UPI PIN frequently, as this triggers a security cooldown period that lowers your limit for 24 hours.

Note that while the standard limit is ₹1 lakh, certain categories like education and healthcare allow up to ₹5 lakh.