What is meant by a UPI PIN?

A UPI PIN (Personal Identification Number) is a 4 to 6-digit secret code used to authorize financial transactions on the Unified Payments Interface platform. It acts as a digital signature to ensure that only the account holder can initiate payments or fund transfers. Key features include:

• Authentication: It is mandatory for every transaction, including money transfers and bill payments.
• Security: It provides a layer of protection, preventing unauthorized access to your linked bank account.
• Confidentiality: It should never be shared with anyone, as no legitimate bank or government official will ever ask for it.