What is a UPI PIN in BHIM?

A UPI PIN (Unified Payments Interface Personal Identification Number) is a 4 to 6-digit secret code used to authorize all bank transactions on the BHIM app. It acts as a security password to ensure that only you can transfer money or pay bills from your linked bank account. Key points about the UPI PIN:

• You must set it during the initial registration using your debit card details (last 6 digits and expiry date).
• It is required for every outgoing payment, including fund transfers and merchant payments.
• You should never share this PIN with anyone to maintain the security of your account.