What is DRC in UPI?

DRC in UPI commonly stands for Debit Reversal Confirmation. It is a process initiated, often by the Payer PSP, when a UPI transaction status is unknown, but the customer's account has been debited. This mechanism ensures that the payer receives their funds back in case of a failed transaction. Some sources also refer to DRC as "Debit Reversal Credit" or "Device Registration and Credentialing," though the former is more often associated with transaction failure resolution.