What is a BHIM UPI account?

A BHIM UPI account is a digital payment profile created on the Bharat Interface for Money (BHIM) app, developed by the National Payments Corporation of India (NPCI). It allows you to make instant bank-to-bank transfers using a Virtual Payment Address (VPA) or QR code. Key features include:

• Direct money transfers using only a mobile number or UPI ID.
• Linking multiple bank accounts to a single app.
• Secure transactions authenticated by a personal UPI PIN.
• 24/7 availability for sending and receiving funds.