What are UPI Merchant Onboarding Guidelines?

UPI Merchant Onboarding Guidelines are rules created by NPCI to make sure only genuine and safe businesses get registered for UPI payments. These guidelines explain what documents a merchant must provide, how banks should verify them, and what risk checks must be completed. The goal is to prevent fraud, protect customers, and maintain trust in the UPI system. By following these rules, banks ensure every merchant is verified properly before they start accepting UPI payments.