What documents are required for UPI merchant onboarding?

For UPI merchant onboarding, businesses usually need basic documents such as PAN card, Aadhaar, GST certificate (if applicable), bank account proof, and business registration details. Individual sellers may need fewer documents. Banks review these documents to confirm the merchant’s identity and business type. Providing correct documents helps avoid delays. These requirements ensure merchants are verified properly and maintain the safety of the UPI ecosystem.