Is there any UPI without a bank account?

Yes, while traditional UPI requires linking a bank account, certain digital wallets and services offer UPI payments without one. Features like Pocket UPI use a wallet balance, allowing you to scan QR codes and make payments instantly without cluttering bank statements. Additionally, UPI Lite and Aadhaar-based UPI allow limited use for small, low-value transactions, although a verified identity is still necessary.