Is the UPI limit the same for all apps?

No, the UPI limit is not the same for all apps in every aspect. While the maximum daily transfer limit is generally ₹1 lakh across all UPI transactions as per NPCI guidelines, banks may set their own lower limits within this framework. Furthermore, the per-transaction limit can vary based on the type of transaction, such as higher limits for IPO applications or lower limits for services like UPI Lite. The bank linked to the UPI service is the key factor in determining the actual transfer limits.