A UPI PIN is a 4 or 6-digit security code used to authorize financial transactions from your linked bank account. To use it:
- Initiate a transaction like a money transfer or bill payment on your UPI app.
- Review the payment details, such as the recipient and amount.
- Enter your secret UPI PIN when prompted by the app.
- The transaction is authenticated and completed instantly.
Never share your PIN with anyone, as it is only required for sending money, not receiving it.