How to obtain a UPI PIN?

A UPI PIN is a unique 4 or 6-digit security code used to authorize all bank transactions. You can obtain or set your UPI PIN through any UPI-enabled application by following these steps:

• Link your bank account to the application using your registered mobile number.
• Select the "Set PIN" option for the specific bank account.
• Verify your account by entering the last 6 digits and the expiry date of your debit card.
• Enter the OTP sent to your registered mobile number.
• Create and confirm your new UPI PIN.

Some banks also allow setting the PIN using Aadhaar-based authentication.