How to set a UPI PIN without an ATM card?

You can set a UPI PIN without an ATM card by using the Aadhaar-based authentication feature provided by NPCI. To use this facility:

• Ensure your mobile number is registered with both your bank account and Aadhaar.
• Choose the Aadhaar-based verification option in your UPI application.
• Enter the first six digits of your Aadhaar number.
• Verify the transaction using the OTPs received from UIDAI and your bank.
• Set and confirm your new UPI PIN to enable digital payments securely.