How can I set a UPI PIN without a debit card?

You can set or reset your UPI PIN without a debit card by using your Aadhaar number. This feature, introduced by NPCI, allows for secure authentication via Aadhaar OTP. To use this method, ensure your mobile number is linked to both your bank account and Aadhaar.

• Open your UPI app and select the option to set or reset your UPI PIN.
• Choose the Aadhaar based authentication instead of the debit card.
• Enter the first six digits of your Aadhaar number.
• Enter the OTPs received from both UIDAI and your bank to verify and set your new PIN.