A UPI address, also known as a Virtual Payment Address (VPA), is a unique identifier used to send or receive money instantly. To create one, follow these steps:
- Download a UPI-enabled mobile application and register using your mobile number linked to your bank account.
- Select your bank from the provided list to fetch your account details.
- Set up a secure UPI PIN using your debit card information.
- The app will automatically generate a default UPI address, typically in the format of yourname@bankname or mobilenumber@bankname, which you can often customize.