To make a payment through Paytm UPI, open the app and select a transfer method: Scan & Pay, To Mobile, To UPI ID, or To Bank A/c. For Scan & Pay, point your camera at the recipient's QR code. For other methods, enter the mobile number, UPI ID, or bank details. Enter the amount you wish to transfer, select your linked bank account, and tap Pay Securely. Finally, enter your unique 4 or 6-digit UPI PIN to authenticate and complete the transaction instantly.
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