The maximum daily UPI transaction limit for person-to-person and merchant payments is generally ₹1 lakh, as set by the National Payments Corporation of India (NPCI). Users cannot typically increase or change the standardized UPI limit. However, the limit for specific transactions like Capital Markets, Insurance Premiums, Government Collections, and Foreign Inward Remittances is ₹2 lakh per transaction, adhering to official NPCI/RBI guidelines.
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