To increase your UPI transaction limit in Paytm, you must primarily contact your bank, as they define the final transfer caps within the framework set by the National Payments Corporation of India (NPCI). While the standard daily limit is ₹1 lakh, you can enhance your transaction capacity through the following methods:
- Complete full KYC verification for your linked bank account to remove basic account restrictions.
- Transact with verified merchants in specific categories like education, healthcare, or tax payments, which allow limits up to ₹5 lakh.
- Request your bank to raise your daily UPI transfer ceiling based on your account type.
- Ensure you are past any initial cooling period for new accounts or recent PIN resets.