How to increase the UPI limit?

To increase your UPI transaction limit, you must primarily coordinate with your bank, as they set the final transaction caps within NPCI guidelines. While the standard daily limit is ₹1 lakh, you can take these steps to maximize your capacity:

• Contact your bank's branch or use their official net banking portal to request a higher daily or per-transaction limit.
• Complete your full KYC (Know Your Customer) verification within your payment app to remove temporary account restrictions.
• For specific categories like education, healthcare, or tax payments, the limit is automatically higher (up to ₹5 lakh) for verified merchants.
• Avoid frequent PIN resets, which can trigger a temporary 24-hour cooling period with lower limits.