How to identify a UPI transaction?

A UPI transaction can be identified using its unique 12-digit numeric code, known as the UPI Reference Number or Retrieval Reference Number (RRN). This identifier is generated for every transaction and serves as a digital receipt for tracking and verification. To identify a specific transaction:

• Check your payment app's 'Balance & History' or 'Transaction History' section.
• Look for the field labeled 'UPI Ref No' or 'UTR'.
• The 12-digit number listed there is the unique identifier for that specific payment.

This number is essential for resolving disputes or tracking payment status with your bank.