What is the UPI transaction ID in Paytm?

A UPI transaction ID in Paytm, also known as a UTR (Unique Transaction Reference) number, is a unique 12-digit numeric code assigned to every transaction. It serves as a digital fingerprint to track and identify payments within the UPI system. You can find this ID by opening the Paytm app, navigating to Balance and History, and selecting a specific transaction. It is essential for verifying payment status or resolving disputes with customer support or your bank.