How to get a refund from Paytm UPI?

If a UPI transaction fails but money is debited, the refund process is triggered automatically. The amount is usually reversed back to your account within 2–7 business days, though some sources state 24–48 hours for failed transactions. If the refund is delayed, you can raise a complaint through your bank or the UPI app's support, such as the 'Help & Support' section in the Paytm app.