To generate a UPI ID in Paytm, follow these steps:
- Open the Paytm app and enter your mobile number linked to your bank account.
- Verify your number via SMS or OTP as prompted.
- Select your bank from the list to link your account.
- If linking for the first time, set a UPI PIN using your debit card details.
Once linked, Paytm automatically generates your unique UPI ID, typically ending in handles like @paytm, @ptsbi, or @pthdfc, enabling instant money transfers.