How to create an UPI ID for a bank?

To create a UPI ID, download the Paytm UPI payment application and enter your mobile number for verification via SMS. Once verified, select your bank name from the list to link your account. If it's your first time linking, you will need your debit card details to set up a UPI PIN. Your bank account is then linked, and your UPI ID is created, allowing you to use UPI services instantly (Paytm, Paytm Editorial Team).