To create a UPI ID online, download a UPI-enabled mobile application and follow these steps:
- Register using the mobile number linked to your bank account.
- Select your bank from the provided list to fetch your account details.
- Set up a unique UPI ID or Virtual Payment Address (VPA).
- Enter your debit card details (last six digits and expiry date) to set a secure 4 or 6-digit UPI PIN.
Once verified via OTP, your UPI ID is ready for instant 24/7 transactions.