How to create a BHIM UPI ID without a debit card?

You can create a BHIM UPI ID without a debit card by using Aadhaar-based authentication. This feature allows you to set up your UPI PIN using your Aadhaar details, provided your mobile number is linked to both your Aadhaar and bank account. Steps to follow:

• Download and open the BHIM app and select your bank.
• Choose Aadhaar-based verification instead of the debit card option.
• Enter the first six digits of your Aadhaar number.
• Verify using the OTPs received from UIDAI and your bank.
• Set your unique 4 or 6-digit UPI PIN to complete the registration.