How to check the UPI reference number?

To check your UPI reference number, also known as a Unique Transaction Reference (UTR) number, follow these steps:

• Open your UPI app and go to the Balance & History or Transaction History section.
• Select the specific transaction for which you need the details.
• Look for the 12-digit numeric code labeled as UPI Reference No or UTR.

This unique number is essential for tracking payment status and resolving any transaction-related disputes with your bank. You can also find this number in your bank statement or passbook.