How to check a transaction through a UPI reference number?

To check a transaction using a UPI reference number, also known as a UTR number, follow these steps:

• Open your UPI app and navigate to the Transaction History or Balance and History section.
• Locate and select the specific payment to view its details.
• The 12-digit UPI reference number will be displayed alongside the status, which indicates if the payment is successful, pending, or failed.
• You can also find this number in your bank statement or passbook under the transaction description to verify the payment status with your bank.