To check the UPI reference number (also known as UTR) in Paytm, follow these steps:
- Open the Paytm app and tap on the Balance and History icon on the home screen.
- Scroll through your recent transactions and select the specific payment you want to check.
- In the transaction details view, look for the 12-digit numeric code labeled as UPI Ref No. or UTR.
This unique 12-digit number is essential for tracking payment status or raising disputes with your bank and the NPCI.