How much amount can I transfer using UPI?

The UPI daily limit for standard transactions, including Person-to-Person (P2P) and Person-to-Merchant (P2M) payments, is ₹1,00,000 per day, as per NPCI regulations. However, for certain categories like Capital Markets, Insurance, and Government Collections, the limit is ₹2,00,000. The limit for IPO applications and the RBI Retail Direct Scheme is ₹5,00,000 per transaction.