How can I increase my UPI transaction limit?

The UPI transaction limit is primarily set by NPCI and your bank, typically ₹1 lakh per day for standard payments. Limits may be higher for specific categories like insurance or capital markets (up to ₹5 lakh). To increase your limit, you can check if your payment falls under a higher-limit category, as banks may set their own limits or impose temporary restrictions for new UPI users.