What is the maximum limit reached by UPI?

The maximum per-transaction limit for UPI is ₹5,00,000. This higher limit is applicable for specific categories like Initial Public Offering (IPO) applications and the RBI Retail Direct Scheme, as per NPCI guidelines. The standard daily transaction limit for most UPI payments is ₹1,00,000. Additionally, certain transactions like capital markets and insurance have a per-transaction limit of ₹2,00,000.