Do banks refund money if scammed?

Whether a bank refunds scammed money often depends on the type of payment and whether you authorized the transaction. For fraudulent credit card charges, banks will credit your account if the charge is discovered to be fraudulent, sometimes issuing provisional credit during investigation. If you authorized the payment to a scammer, a refund is dependent on timely reporting and the bank's policies. Contact your bank immediately to report any fraudulent transfers or charges.