Can someone track me via UPI ID?

UPI IDs (Virtual Payment Addresses) are designed to mask personal information, like bank account details, to protect your privacy and prevent fraud. Generally, an ordinary person cannot track your personal details using only your UPI ID. However, in cases of suspected fraud or wrong transfers involving large amounts, authorities such as the police can trace the UPI ID owner through legal channels, working with NPCI, the recipient bank, or the UPI service provider.