Can a UPI ID be created without a debit card?

Yes, a UPI ID can be created without a debit card by using your Aadhaar card for authentication. This alternative method allows you to set up your UPI PIN securely. To use this feature:

• Ensure your bank supports Aadhaar-based UPI onboarding.
• The mobile number registered with your bank must be the same as the one linked to your Aadhaar.
• Select the Aadhaar option during the PIN setup process and verify your identity using the OTP sent to your registered mobile number.