Can an NRO account have UPI?

Yes, an NRO (Non-Resident Ordinary) account can have UPI. According to NPCI guidelines, NRIs and OCIs can link their NRO or NRE accounts to UPI using their registered international mobile numbers from supported countries. To enable this facility, ensure:

• Your international mobile number is linked to your NRO account.
• The account is FEMA-compliant and active.
• You have a valid debit card for the account to set the UPI PIN.

This allows for seamless digital payments, utility bill settlements, and fund transfers within India.