which app gives loan without pan card

While a PAN card is generally required for most loans in India, some financial technology apps and Non-Banking Financial Companies (NBFCs) offer instant personal loans using alternative KYC documents. Platforms like the **Bajaj Finserv** app for pre-approved offers and the **Airtel Thanks App** may sanction loans by accepting documents such as your Aadhaar card, Voter ID, or Driving License instead. This process is typically faster and works best for smaller loan amounts.