can bank account be opened without pan card

Yes, a bank account can be opened in India without a PAN card, generally by opting for a Basic Savings Bank Deposit Account (BSBDA) or a 'Small Account.'

• You must submit alternative documents like Aadhaar, Voter ID, Passport, or Driving License for KYC.
• You are required to submit Form 60 as a declaration that you do not have a PAN.
• Be aware that these accounts usually have restrictions on transaction limits and the maximum balance.
• You can upgrade to a regular savings account once your PAN card is available.