Is pan card necessary for kyc

A PAN card is generally necessary for completing Full KYC (Know Your Customer) for most financial services in India. It serves as a primary document for identity verification and is mandatory for high-value transactions. However, if you do not have a PAN card, you can still complete the KYC process by submitting Form 60 along with other officially valid documents (OVD) such as your Aadhaar card, Voter ID, or Passport. This ensures compliance with RBI guidelines while allowing users without a PAN to access financial products and services.