Yes, it is possible to get a personal loan without a PAN card from certain lenders and loan apps that accept alternative Know Your Customer (KYC) documents. However, for loans of ₹50,000 or more, lenders are often legally required to collect PAN details or a Form 60 declaration. You must provide alternative identification and income proof for loan approval.
- Valid Photo ID/Address Proof (e.g., Aadhaar Card, Voter ID, Passport, Driving License)
- Income Proof (e.g., bank statements showing salary credits)
- Employment details and a good credit score