Pan Card

how to get loan without pan card

Yes, it is possible to get a personal loan without a PAN card from certain lenders and loan apps that accept alternative Know Your Customer (KYC) documents. However, for loans of ₹50,000 or more, lenders are often legally required to collect PAN details or a Form 60 declaration. You must provide alternative identification and income proof for loan approval.
  • Valid Photo ID/Address Proof (e.g., Aadhaar Card, Voter ID, Passport, Driving License)
  • Income Proof (e.g., bank statements showing salary credits)
  • Employment details and a good credit score

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