can i get loan without pan card

Yes, it is possible to get a personal loan without a PAN card, although most lenders prefer it for identity verification and financial history checks. For smaller loan amounts, or if you are a pre-approved customer, some lenders and non-banking financial companies (NBFCs) may accept alternate documents for KYC, such as your Aadhaar card, Voter ID, Passport, or Driving License. However, be aware that loans above ₹50,000 often strictly require a PAN card as per regulations.