can we open a bank account without pan card

Yes, you can open a bank account in India without a PAN card, typically by opting for a Basic Savings Bank Deposit Account or a Small Account.

• You must submit alternative official documents such as your Aadhaar card, Voter ID, or Passport.
• You are also required to submit Form 60, which is a declaration stating you do not possess a PAN card.
• Note that these small accounts often have restrictions on the total balance, deposits, and withdrawals.
• The Small Account can be converted to a Regular Savings Account once you submit your PAN card.