can i open bank account without pan card

Yes, you can open a bank account in India without a PAN card, but only certain types of accounts, such as a Basic Savings Bank Deposit Account (BSBDA) or a small account. These accounts are provisionally opened by submitting other Officially Valid Documents (OVDs). However, such accounts have restrictions, including limits on the total balance and the aggregate credit/deposit in a financial year. To convert it into a regular, full-fledged account and remove these limits, you must submit your PAN card or Form 60 within a specified period.