You can check your CIBIL score for free directly from the official credit bureaus. As per RBI guidelines, every individual is entitled to one free credit report, which includes the CIBIL score, each calendar year.
- Visit the official CIBIL website (www.cibil.com) to register and receive your free annual credit report.
- Many financial institutions and credit reporting platforms also offer a free credit score check for customers, often on a monthly basis, by partnering with the credit bureaus.
Checking your own score is considered a soft inquiry and does not negatively impact your credit profile.