how can i check my cibil score free

You can check your CIBIL Score for free in a few ways:

• Visit the official CIBIL website (TransUnion CIBIL) to receive one free CIBIL Score and Report every calendar year, as mandated by the RBI.
• Many authorised financial websites and credit reporting services also offer a free check and monthly score tracking.

This process generally involves registering with your details and verifying your identity, often using your PAN number. Checking your own score in this manner does not negatively impact your credit profile.