How to know your credit score in India?

You can know your credit score in India by visiting the official websites of the four RBI-authorized credit bureaus: TransUnion CIBIL, Equifax, Experian, or CRIF High Mark. As per regulatory requirements, every individual is entitled to one free credit report per year from each bureau. You can also access your CIBIL score directly through the BHIM application after providing explicit consent. To check your score, you typically need to provide personal details such as your PAN card number, date of birth, and mobile number for identity verification.