what is the difference between credit score and cibil score

The core difference lies in the issuing authority. A credit score is a general term for the numerical representation of your creditworthiness and can be generated by any of the four major credit bureaus in India, including CIBIL, Equifax, Experian, and CRIF Highmark. However, the CIBIL Score is the specific credit score that is calculated and provided exclusively by the TransUnion CIBIL bureau. While all scores serve the same purpose, the CIBIL Score is often the most recognized and widely used by Indian lenders.